Activities of credit, money-lending and similar financial institutions

This class includes the activities of legal entities (other than management services) organized for the purpose of distributing securities and other financial assets on behalf of shareholders and beneficiaries of loans. When distributing financial capital, certain characteristics of investments are taken into account: diversification (spreading investments across different financial instruments to reduce risk), risks, level of return, price fluctuations. These institutions receive interest, dividends or other income from ownership as a result of their activities, without providing or providing minimal services and without receiving fees for the provision of services. This class includes: - activities of open-ended investment companies - activities of closed-ended investment companies - management of loans, property or agency accounts on behalf of beneficiaries, based on loan agreements, intentions and brokerage agreements - lending of units by trust funds. Excludes: - activities of credit, money-lending organizations, the income of which is derived from the sale of goods and the provision of services, classified in the appropriate classes of main activity - activities of holding companies, see 64.20 - pension provision, see 65.30 - fund management, see 66.30